XTB Review 2026
Founded 2002 · Warsaw, Poland
Last updated: May 10, 2026
XTB is one of the largest stock exchange-listed FX & CFD brokers in the world. Known for its incredible xStation 5 platform, it offers a premium, modern trading experience with stellar customer service.
XTB Withdrawal Guide
Everything you need to know about withdrawing funds from XTB — processing times, fees, methods, and step-by-step instructions.
Last verified: May 10, 2026
Available Withdrawal Methods
How to Withdraw from XTB: Step-by-Step
Sign in to your XTB client portal or dashboard using your registered email and password.
Look for the "Withdraw Funds" or "Payments" section in your account dashboard. This is typically found under the "Funds" or "Finance" menu.
Choose your preferred withdrawal method. Note: Most brokers require you to withdraw using the same method you used to deposit, due to AML (Anti-Money Laundering) regulations.
Enter the amount you wish to withdraw (must be above the minimum threshold for your chosen method). Double-check the details and submit your request.
If this is your first withdrawal, XTB may require identity verification (KYC). Prepare a government-issued ID and proof of address dated within 3 months.
XTB processes withdrawal requests within 1 business day. You'll receive a confirmation email once the funds have been sent. Bank processing may add 1-3 additional business days.
Tips for Faster Withdrawals
- ✓ Complete KYC verification before your first withdrawal to avoid delays
- ✓ Use e-wallets (Skrill, Neteller) for same-day processing
- ✓ Withdraw to the same method used for depositing to avoid AML rejection
- ✓ Avoid withdrawing during weekends/holidays for faster bank processing
- ✓ Keep withdrawal amount above the minimum threshold for your chosen method
Frequently Asked Questions
How long does XTB take to process withdrawals?
XTB states withdrawal processing times of 1 business day. E-wallet methods (Skrill, Neteller) are typically processed same-day, while bank wires take 2-5 business days. Credit/debit card refunds take 1-3 business days.
Does XTB charge withdrawal fees?
XTB generally does not charge withdrawal fees for most methods. However, bank wire transfers may incur a fee from the intermediary bank ($15-25). Third-party e-wallet providers may also charge their own fees. Always check the broker's fee schedule for the most current information.
What withdrawal methods does XTB support?
XTB supports 4 withdrawal methods including Bank Transfer, Credit Card, PayPal, Skrill. Funds must generally be withdrawn using the same method used for deposit, in compliance with anti-money laundering regulations.