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XTB Review 2026
Founded 2002 · Warsaw, Poland
Last updated: May 10, 2026
XTB is one of the largest stock exchange-listed FX & CFD brokers in the world. Known for its incredible xStation 5 platform, it offers a premium, modern trading experience with stellar customer service.
Min Deposit
$0
Spread From
0.5 pips
Max Leverage
1:500
Execution
40ms
TrustMetrics™ Score
95
out of 100
🛡️ Regulation & Safety29/30
💰 Trading Costs21/25
⚡ Platform & Execution28/20
🏦 Withdrawals & Support14/15
📚 Education & Tools16/10
XTB Spreads & Fees Breakdown
Our automated tracking systems monitor XTB's live pricing across all major trading sessions. Below is the historical average spread data for their most popular account type.
| Instrument | Daily Average | London Session | NY Session | Asian Session |
|---|---|---|---|---|
| EUR/USD | 0.9 pips | 0.7 pips | 0.8 pips | 1.2 pips |
| GBP/USD | 1.2 pips | 1 pips | 1.1 pips | 1.6 pips |
| XAU/USD (Gold) | 25 pips | 20 pips | 22 pips | 35 pips |
| BTC/USD | $45 | N/A | N/A | N/A |
Non-Trading Fees
Inactivity Fee
€10 per month (after 12 months)
Deposit Fee
$0
Withdrawal Fee
$0 for large withdrawals (small withdrawals may incur a fee)