Plus500 vs XTB
Can't decide between Plus500 and XTB? We've put both brokers head-to-head. Compare their spreads, regulation, platforms, and fees below.
Last updated: May 27, 2026
Executive Summary
Plus500 and XTB are both well-established forex brokers, but they serve different types of traders. Plus500 scores 90/100 in our TrustMetrics™ system, while XTB leads with 95/100.
On pricing, Plus500 offers tighter EUR/USD spreads (0.8 pips vs 0.9 pips). Plus500 supports Plus500 WebTrader, Plus500 Mobile while XTB offers xStation 5, xStation Mobile.
For regulation, Plus500 holds licenses from FCA, CySEC, ASIC, MAS while XTB is regulated by FCA, KNF, CySEC, FSC. Both brokers offer segregated client funds and are considered safe for retail trading.
The Verdicts
Most Trusted
XTB scores higher in our TrustMetrics system (95/100) compared to Plus500 (90/100), making it the safer choice.
Lowest Spreads
Plus500 offers better pricing with an average EUR/USD spread of 0.8 pips, beating the 0.9 pip average of its competitor.
Best for Beginners
With a lower minimum deposit requirement of $0, XTB is the more accessible option for new traders.
Detailed Comparison
| Feature | Plus500 | XTB |
|---|---|---|
| Trust Score | 90/100 | 95/100 |
| Spreads From | 0.8 pips | 0.5 pips |
| Avg EUR/USD Spread | 0.8 pips | 0.9 pips |
| Commission | $0 (spread only) | $0 |
| Execution Speed | < 30ms | 40ms |
| Max Leverage | 1:300 | 1:500 |
| Minimum Deposit | $100 | $0 |
| Instruments | 2,800+ | 5,800+ |
| Account Types | Standard | Standard |
| Platforms | Plus500 WebTrader, Plus500 Mobile | xStation 5, xStation Mobile |
| Top Regulators | FCA, CySEC, ASIC, MAS | FCA, KNF, CySEC, FSC |
| Withdrawal Speed | 1-3 business days | 1 business day |
| Inactivity Fee | $10/month after 3 months | €10 per month (after 12 months) |
| Customer Support | 24/7 Live Chat, Email | 24/5 Live Chat, Email, Phone, Dedicated Account Manager |
Which Broker Should You Choose?
Choose Plus500 if...
- ✓Maximum regulatory protection is your top priority
- ✓You value simplicity and beginner-friendly
Choose XTB if...
- ✓You want to start with a very low minimum deposit
- ✓You need access to a massive range of instruments
- ✓You are a beginner and value education and simplicity
- ✓Maximum regulatory protection is your top priority
Plus500 Pros & Cons
Pros
- ✓ Listed on London Stock Exchange (LSE: PLUS) — strong financial transparency
- ✓ Clean, intuitive proprietary platform — zero learning curve
- ✓ Guaranteed stop-loss orders available (at wider spreads)
- ✓ 24/7 customer support via live chat
- ✓ Wide range of payment methods including PayPal and Skrill
Cons
- × No MetaTrader 4, MetaTrader 5, or cTrader
- × Spread-only model can be expensive for active traders
- × Very limited educational content and research tools
- × No copy/social trading features
- × No API or algorithmic trading support
XTB Pros & Cons
Pros
- ✓ xStation 5 is arguably the best proprietary web platform in the industry
- ✓ 0% commission on real stocks and ETFs (up to €100k/month)
- ✓ Publicly traded company with complete financial transparency
- ✓ Every client gets a dedicated account manager
Cons
- × No MetaTrader 4 or 5 available (xStation only)
- × Forex spreads are slightly wider than raw ECN competitors
- × Crypto trading carries relatively high spreads
The Bottom Line: Plus500 vs XTB
- ✓ Simplicity
- ✓ Beginner-Friendly
- ✓ Guaranteed Stop-Loss Orders
- ✓ Casual & Part-Time Traders
- ✓ Risk-Averse Beginners
- ✓ Tighter EUR/USD spreads (0.8 pips)
- ✓ xStation Platform
- ✓ Stock Investing
- ✓ European Traders
- ✓ Beginners
- ✓ No minimum deposit
Both brokers are featured in our top broker rankings. Your choice should depend on your specific trading style, preferred platform, and geographical location.
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