eToro vs XTB
Can't decide between eToro and XTB? We've put both brokers head-to-head. Compare their spreads, regulation, platforms, and fees below.
Last updated: May 10, 2026
Executive Summary
eToro and XTB are both well-established forex brokers, but they serve different types of traders. eToro scores 92/100 in our TrustMetrics™ system, while XTB leads with 95/100.
On pricing, XTB offers tighter EUR/USD spreads (0.9 pips vs 1 pips). eToro supports eToro Custom Platform while XTB offers xStation 5, xStation Mobile, giving XTB more platform options.
For regulation, eToro holds licenses from FCA, ASIC, CySEC, FinCEN while XTB is regulated by FCA, KNF, CySEC, FSC. Both brokers offer segregated client funds and are considered safe for retail trading.
The Verdicts
Most Trusted
XTB scores higher in our TrustMetrics system (95/100) compared to eToro (92/100), making it the safer choice.
Lowest Spreads
XTB offers better pricing with an average EUR/USD spread of 0.9 pips, beating the 1 pip average of its competitor.
Best for Beginners
With a lower minimum deposit requirement of $0, XTB is the more accessible option for new traders.
Detailed Comparison
| Feature | eToro | XTB |
|---|---|---|
| Trust Score | 92/100 | 95/100 |
| Spreads From | 1.0 pips | 0.5 pips |
| Avg EUR/USD Spread | 1 pips | 0.9 pips |
| Commission | $0 | $0 |
| Execution Speed | 50ms | 40ms |
| Max Leverage | 1:30 | 1:500 |
| Minimum Deposit | $100 | $0 |
| Instruments | 3,000+ | 5,800+ |
| Account Types | Retail, Professional | Standard |
| Platforms | eToro Custom Platform | xStation 5, xStation Mobile |
| Top Regulators | FCA, ASIC, CySEC, FinCEN | FCA, KNF, CySEC, FSC |
| Withdrawal Speed | 2-5 business days | 1 business day |
| Inactivity Fee | $10 per month (after 12 months) | €10 per month (after 12 months) |
| Customer Support | 24/5 Live Chat, Ticketing System | 24/5 Live Chat, Email, Phone, Dedicated Account Manager |
Which Broker Should You Choose?
eChoose eToro if...
- ✓You are a beginner and value education and simplicity
- ✓Maximum regulatory protection is your top priority
- ✓You value copy trading and social trading
XChoose XTB if...
- ✓You want to start with a very low minimum deposit
- ✓You need access to a massive range of instruments
- ✓You are a beginner and value education and simplicity
- ✓Maximum regulatory protection is your top priority
eToro Pros & Cons
Pros
- ✓ Incredible CopyTrader feature allows you to auto-copy top investors
- ✓ Commission-free real stock and ETF investing
- ✓ Extremely intuitive, user-friendly mobile app
- ✓ Huge community for social sentiment and discussion
Cons
- × High forex spreads (EUR/USD starts at 1.0 pips)
- × $5 flat withdrawal fee
- × No MetaTrader or advanced charting software
- × Account currency is exclusively in USD (conversion fees apply)
XTB Pros & Cons
Pros
- ✓ xStation 5 is arguably the best proprietary web platform in the industry
- ✓ 0% commission on real stocks and ETFs (up to €100k/month)
- ✓ Publicly traded company with complete financial transparency
- ✓ Every client gets a dedicated account manager
Cons
- × No MetaTrader 4 or 5 available (xStation only)
- × Forex spreads are slightly wider than raw ECN competitors
- × Crypto trading carries relatively high spreads
The Bottom Line: eToro vs XTB
- ✓ Copy Trading
- ✓ Social Trading
- ✓ Crypto Investing
- ✓ Passive Income
- ✓ xStation Platform
- ✓ Stock Investing
- ✓ European Traders
- ✓ Beginners
- ✓ Tighter EUR/USD spreads (0.9 pips)
- ✓ No minimum deposit
Both brokers are featured in our top broker rankings. Your choice should depend on your specific trading style, preferred platform, and geographical location.
Frequently Asked Questions
Which is safer: eToro or XTB?
XTB scores higher in our TrustMetrics system (95/100) compared to eToro (92/100), making it the safer choice.
Who has lower spreads: eToro or XTB?
XTB offers better pricing with an average EUR/USD spread of 0.9 pips, beating the 1 pip average of its competitor.
Which has a lower minimum deposit: eToro or XTB?
With a lower minimum deposit requirement of $0, XTB is the more accessible option for new traders.
Related Articles
Best Forex Brokers for Scalping 2026 — Tested for Low Latency
Scalping requires ultra-low spreads and lightning-fast execution. We tested 14 brokers to find the absolute best options for high-frequency traders and scalpers in 2026.
Best High Leverage Forex Brokers 2026 — 1:500 to Unlimited
Looking for maximum buying power? We rank the best high-leverage forex brokers that offer up to 1:2000 and unlimited leverage while maintaining safety.
Best Low Spread Forex Brokers 2026 — Tested with Real Accounts
Tired of high trading costs? We tested 14 brokers to identify the ones with the lowest average spreads on EUR/USD, GBP/USD, and Gold (XAU/USD).
Best MetaTrader 5 (MT5) Brokers 2026 — Expert Picks
MetaTrader 5 is the future of online trading. We rank the best MT5 brokers based on execution speed, available assets, and platform reliability.