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Swissquote Review 2026

Founded 1996 · Gland, Switzerland

Last updated: May 27, 2026

Swissquote is a Swiss banking group listed on the SIX Swiss Exchange (SQN) that offers online forex, CFD, and multi-asset trading alongside traditional banking services. With a full Swiss banking license from FINMA, Swissquote provides some of the strongest client fund protections in the industry — deposits are insured up to CHF 100,000 under Swiss banking law. It offers access to 400,000+ products including forex, stocks, ETFs, bonds, options, futures, and crypto.

Min Deposit
$1000
Spread From
1.1 pips
Max Leverage
1:100
Execution
< 35ms
TrustMetrics™ Score
95
out of 100
🛡️ Regulation & Safety28/30
💰 Trading Costs18/25
Platform & Execution22/20
🏦 Withdrawals & Support14/15
📚 Education & Tools13/10
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Swissquote Spreads & Fees Breakdown

Our automated tracking systems monitor Swissquote's live pricing across all major trading sessions. Below is the historical average spread data for their most popular account type.

EUR/USD
Average: 1.3 pips
London: 1 pips
NY: 1.1 pips
Asian: 1.8 pips
GBP/USD
Average: 1.6 pips
London: 1.2 pips
NY: 1.3 pips
Asian: 2.2 pips
XAU/USD (Gold)
Average: 25 pips
London: 20 pips
NY: 22 pips
Asian: 35 pips
BTC/USD
Average: $40
London: N/A
NY: N/A
Asian: N/A

Non-Trading Fees

Inactivity Fee
$10/month after 24 months
Deposit Fee
$0
Withdrawal Fee
$0 (International wire may incur bank fees)

Frequently Asked Questions about Swissquote Fees

What is Swissquote?

Swissquote is a Swiss banking group founded in 1996 and listed on the SIX Swiss Exchange (ticker: SQN). It holds a full Swiss banking license from FINMA and operates as both a bank and an online trading platform. With 400,000+ instruments including forex, stocks, ETFs, bonds, options, futures, crypto, and mutual funds, Swissquote offers one of the broadest product ranges in the world. Client deposits are insured up to CHF 100,000 under Swiss banking law — the same protection as a traditional Swiss bank.

Is Swissquote a real bank?

Yes. Unlike most online brokers, Swissquote is a fully licensed Swiss bank regulated by FINMA (Swiss Financial Market Supervisory Authority). This means your funds are protected by Swiss banking deposit insurance up to CHF 100,000 — significantly stronger protection than what standard brokerage regulation provides. Swissquote also offers traditional banking services including IBAN accounts, debit cards, and savings products alongside trading.

What are Swissquote's account tiers?

Swissquote offers three forex/CFD account tiers: Premium ($1,000 minimum, 1.3 pip spreads, no commission), Prime ($5,000 minimum, 0.6 pip spreads, no commission), and Elite ($10,000 minimum, 0.0 pip raw spreads with $2.50/lot commission). All tiers access the same 400,000+ instruments, platforms, and banking services. The Elite account's pricing is competitive with ECN brokers, though the $10,000 minimum is higher.

Does Swissquote offer crypto trading?

Yes. Swissquote was one of the first regulated banks to offer cryptocurrency trading and custody. You can trade Bitcoin, Ethereum, and 30+ other cryptocurrencies directly from your banking account. Unlike most brokers that offer only crypto CFDs, Swissquote allows you to buy and hold actual cryptocurrency in a regulated Swiss banking environment. They also offer a crypto-to-crypto exchange and the 'Yuh' mobile banking app with integrated crypto features.

What platforms does Swissquote support?

Swissquote offers its proprietary Advanced Trader platform (web and desktop), MetaTrader 4, and MetaTrader 5. The Advanced Trader platform provides access to the full 400,000+ instrument range including stocks, bonds, and mutual funds. MT4/MT5 are limited to forex and CFD products. Swissquote also offers a dedicated eTrading platform for stock and ETF investing, separate from the forex/CFD platforms.

Is Swissquote safe?

Swissquote is one of the safest brokers in the world. It holds a full Swiss banking license from FINMA and is publicly listed on the SIX Swiss Exchange (SQN). Client deposits are insured up to CHF 100,000 under Swiss deposit protection — the same scheme that protects traditional Swiss bank accounts. Additionally, Swissquote holds FCA, SFC, and DFSA licenses. The company publishes quarterly and annual financial reports with full transparency into its balance sheet, capital adequacy, and risk management.

What are Swissquote's fees?

Swissquote's Premium account uses spread-only pricing starting from 1.3 pips on EUR/USD — wider than ECN brokers. The Prime account offers 0.6 pip spreads with no commission at $5,000 minimum. The Elite account provides 0.0 pip raw spreads with $2.50/lot commission at $10,000 minimum. For stocks and ETFs, Swissquote charges per-trade commissions that vary by exchange (e.g., $5 flat for US stocks, CHF 9 for Swiss stocks). Inactivity fee is $10/month after 24 months — very lenient.