Forex.com vs XTB
Can't decide between Forex.com and XTB? We've put both brokers head-to-head. Compare their spreads, regulation, platforms, and fees below.
Last updated: May 10, 2026
Executive Summary
Forex.com and XTB are both well-established forex brokers, but they serve different types of traders. Forex.com scores 97/100 in our TrustMetrics™ system, edging ahead of XTB's 95/100.
On pricing, XTB offers tighter EUR/USD spreads (0.9 pips vs 1.1 pips). Forex.com supports Advanced Trading Platform, Web Trader, MT4, MT5, TradingView while XTB offers xStation 5, xStation Mobile, giving Forex.com an edge in platform diversity.
For regulation, Forex.com holds licenses from CFTC, FCA, ASIC, CIRO, FSA while XTB is regulated by FCA, KNF, CySEC, FSC. Both brokers offer segregated client funds and are considered safe for retail trading.
The Verdicts
Most Trusted
Forex.com scores higher in our TrustMetrics system (97/100) compared to XTB (95/100), making it the safer choice.
Lowest Spreads
XTB offers better pricing with an average EUR/USD spread of 0.9 pips, beating the 1.1 pip average of its competitor.
Best for Beginners
With a lower minimum deposit requirement of $0, XTB is the more accessible option for new traders.
Detailed Comparison
| Feature | Forex.com | XTB |
|---|---|---|
| Trust Score | 97/100 | 95/100 |
| Spreads From | 0.8 pips | 0.5 pips |
| Avg EUR/USD Spread | 1.1 pips | 0.9 pips |
| Commission | $0 | $0 |
| Execution Speed | 28ms | 40ms |
| Max Leverage | 1:50 | 1:500 |
| Minimum Deposit | $100 | $0 |
| Instruments | 5,500+ | 5,800+ |
| Account Types | Standard, RAW Pricing, MT4/MT5 | Standard |
| Platforms | Advanced Trading Platform, Web Trader, MT4, MT5, TradingView | xStation 5, xStation Mobile |
| Top Regulators | CFTC, FCA, ASIC, CIRO, FSA | FCA, KNF, CySEC, FSC |
| Withdrawal Speed | 1-2 business days | 1 business day |
| Inactivity Fee | $15 per month (after 12 months) | €10 per month (after 12 months) |
| Customer Support | 24/5 Live Chat, Email, Phone | 24/5 Live Chat, Email, Phone, Dedicated Account Manager |
Which Broker Should You Choose?
FChoose Forex.com if...
- ✓You want to trade directly from TradingView charts
- ✓You need access to a massive range of instruments
- ✓Maximum regulatory protection is your top priority
XChoose XTB if...
- ✓You want to start with a very low minimum deposit
- ✓You need access to a massive range of instruments
- ✓You are a beginner and value education and simplicity
- ✓Maximum regulatory protection is your top priority
Forex.com Pros & Cons
Pros
- ✓ Welcomes US traders with CFTC regulation
- ✓ Massive, publicly-traded parent company (StoneX)
- ✓ Excellent proprietary platform and TradingView integration
- ✓ Active Trader program offers significant cash rebates
Cons
- × Complex account structures and pricing models
- × High inactivity fees after 12 months
- × Stock CFDs not available in the US
XTB Pros & Cons
Pros
- ✓ xStation 5 is arguably the best proprietary web platform in the industry
- ✓ 0% commission on real stocks and ETFs (up to €100k/month)
- ✓ Publicly traded company with complete financial transparency
- ✓ Every client gets a dedicated account manager
Cons
- × No MetaTrader 4 or 5 available (xStation only)
- × Forex spreads are slightly wider than raw ECN competitors
- × Crypto trading carries relatively high spreads
The Bottom Line: Forex.com vs XTB
- ✓ US Traders
- ✓ Institutional Backing
- ✓ Active Trader Rebates
- ✓ MT5
- ✓ xStation Platform
- ✓ Stock Investing
- ✓ European Traders
- ✓ Beginners
- ✓ Tighter EUR/USD spreads (0.9 pips)
- ✓ No minimum deposit
Both brokers are featured in our top broker rankings. Your choice should depend on your specific trading style, preferred platform, and geographical location.
Frequently Asked Questions
Which is safer: Forex.com or XTB?
Forex.com scores higher in our TrustMetrics system (97/100) compared to XTB (95/100), making it the safer choice.
Who has lower spreads: Forex.com or XTB?
XTB offers better pricing with an average EUR/USD spread of 0.9 pips, beating the 1.1 pip average of its competitor.
Which has a lower minimum deposit: Forex.com or XTB?
With a lower minimum deposit requirement of $0, XTB is the more accessible option for new traders.
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