Exness vs XTB
Can't decide between Exness and XTB? We've put both brokers head-to-head. Compare their spreads, regulation, platforms, and fees below.
Last updated: May 10, 2026
Executive Summary
Exness and XTB are both well-established forex brokers, but they serve different types of traders. Exness scores 93/100 in our TrustMetrics™ system, while XTB leads with 95/100.
On pricing, Exness offers tighter EUR/USD spreads (0.6 pips vs 0.9 pips). Exness supports MT4, MT5, Exness Terminal while XTB offers xStation 5, xStation Mobile, giving Exness an edge in platform diversity.
For regulation, Exness holds licenses from FCA, CySEC, FSA, FSCA while XTB is regulated by FCA, KNF, CySEC, FSC. Both brokers offer segregated client funds and are considered safe for retail trading.
The Verdicts
Most Trusted
XTB scores higher in our TrustMetrics system (95/100) compared to Exness (93/100), making it the safer choice.
Lowest Spreads
Exness offers better pricing with an average EUR/USD spread of 0.6 pips, beating the 0.9 pip average of its competitor.
Best for Beginners
With a lower minimum deposit requirement of $0, XTB is the more accessible option for new traders.
Detailed Comparison
| Feature | Exness | XTB |
|---|---|---|
| Trust Score | 93/100 | 95/100 |
| Spreads From | 0.1 pips | 0.5 pips |
| Avg EUR/USD Spread | 0.6 pips | 0.9 pips |
| Commission | $0 (Pro) | $0 |
| Execution Speed | 32ms | 40ms |
| Max Leverage | Unlimited | 1:500 |
| Minimum Deposit | $10 | $0 |
| Instruments | 200+ | 5,800+ |
| Account Types | Standard, Standard Cent, Pro, Raw Spread, Zero | Standard |
| Platforms | MT4, MT5, Exness Terminal | xStation 5, xStation Mobile |
| Top Regulators | FCA, CySEC, FSA, FSCA | FCA, KNF, CySEC, FSC |
| Withdrawal Speed | Instant (Automated 24/7) | 1 business day |
| Inactivity Fee | $0 (No inactivity fee) | €10 per month (after 12 months) |
| Customer Support | 24/7 Live Chat, Email, Phone | 24/5 Live Chat, Email, Phone, Dedicated Account Manager |
Which Broker Should You Choose?
EChoose Exness if...
- ✓You want to start with a very low minimum deposit
- ✓You are a beginner and value education and simplicity
- ✓You want instant withdrawal processing
XChoose XTB if...
- ✓You want to start with a very low minimum deposit
- ✓You need access to a massive range of instruments
- ✓You are a beginner and value education and simplicity
- ✓Maximum regulatory protection is your top priority
Exness Pros & Cons
Pros
- ✓ AI-powered instant withdrawals (processed in seconds, 24/7)
- ✓ Swap-free trading by default on most instruments
- ✓ 0% stop-out level gives trades maximum breathing room
- ✓ Pro account offers $6/lot all-in cost (cheaper than most ECNs)
- ✓ Transparent monthly financial and volume reports
Cons
- × Pro account uses instant execution (requotes are possible)
- × Instrument range is limited compared to IG or IC Markets
- × Unlimited leverage can be extremely dangerous for beginners
XTB Pros & Cons
Pros
- ✓ xStation 5 is arguably the best proprietary web platform in the industry
- ✓ 0% commission on real stocks and ETFs (up to €100k/month)
- ✓ Publicly traded company with complete financial transparency
- ✓ Every client gets a dedicated account manager
Cons
- × No MetaTrader 4 or 5 available (xStation only)
- × Forex spreads are slightly wider than raw ECN competitors
- × Crypto trading carries relatively high spreads
The Bottom Line: Exness vs XTB
- ✓ Instant Withdrawals
- ✓ Swap-Free Trading
- ✓ High Leverage
- ✓ Crypto CFDs
- ✓ Tighter EUR/USD spreads (0.6 pips)
- ✓ xStation Platform
- ✓ Stock Investing
- ✓ European Traders
- ✓ Beginners
- ✓ No minimum deposit
Both brokers are featured in our top broker rankings. Your choice should depend on your specific trading style, preferred platform, and geographical location.
Frequently Asked Questions
Which is safer: Exness or XTB?
XTB scores higher in our TrustMetrics system (95/100) compared to Exness (93/100), making it the safer choice.
Who has lower spreads: Exness or XTB?
Exness offers better pricing with an average EUR/USD spread of 0.6 pips, beating the 0.9 pip average of its competitor.
Which has a lower minimum deposit: Exness or XTB?
With a lower minimum deposit requirement of $0, XTB is the more accessible option for new traders.
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