AvaTrade vs XTB
Can't decide between AvaTrade and XTB? We've put both brokers head-to-head. Compare their spreads, regulation, platforms, and fees below.
Last updated: May 10, 2026
Executive Summary
AvaTrade and XTB are both well-established forex brokers, but they serve different types of traders. AvaTrade scores 94/100 in our TrustMetrics™ system, while XTB leads with 95/100.
On pricing, both brokers offer competitive 0.9-pip EUR/USD spreads. AvaTrade supports MT4, MT5, AvaTradeGO, AvaOptions, WebTrader while XTB offers xStation 5, xStation Mobile, giving AvaTrade an edge in platform diversity.
For regulation, AvaTrade holds licenses from CBI, ASIC, FSA, FSCA, CySEC while XTB is regulated by FCA, KNF, CySEC, FSC. Both brokers offer segregated client funds and are considered safe for retail trading.
The Verdicts
Most Trusted
XTB scores higher in our TrustMetrics system (95/100) compared to AvaTrade (94/100), making it the safer choice.
Lowest Spreads
Both brokers offer extremely competitive pricing, tying with a 0.9 pip average on EUR/USD.
Best for Beginners
With a lower minimum deposit requirement of $0, XTB is the more accessible option for new traders.
Detailed Comparison
| Feature | AvaTrade | XTB |
|---|---|---|
| Trust Score | 94/100 | 95/100 |
| Spreads From | 0.9 pips | 0.5 pips |
| Avg EUR/USD Spread | 0.9 pips | 0.9 pips |
| Commission | $0 | $0 |
| Execution Speed | 45ms | 40ms |
| Max Leverage | 1:400 | 1:500 |
| Minimum Deposit | $100 | $0 |
| Instruments | 1,250+ | 5,800+ |
| Account Types | Standard, Options | Standard |
| Platforms | MT4, MT5, AvaTradeGO, AvaOptions, WebTrader | xStation 5, xStation Mobile |
| Top Regulators | CBI, ASIC, FSA, FSCA, CySEC | FCA, KNF, CySEC, FSC |
| Withdrawal Speed | 1-3 business days | 1 business day |
| Inactivity Fee | $50 per quarter (after 3 months of inactivity) | €10 per month (after 12 months) |
| Customer Support | 24/5 Live Chat, Email, Phone | 24/5 Live Chat, Email, Phone, Dedicated Account Manager |
Which Broker Should You Choose?
AChoose AvaTrade if...
- ✓Maximum regulatory protection is your top priority
- ✓You value regulatory safety and options trading
XChoose XTB if...
- ✓You want to start with a very low minimum deposit
- ✓You need access to a massive range of instruments
- ✓You are a beginner and value education and simplicity
- ✓Maximum regulatory protection is your top priority
AvaTrade Pros & Cons
Pros
- ✓ Incredible regulatory security across 5 continents
- ✓ AvaProtect allows you to insure specific trades against losses
- ✓ Offers vanilla forex options trading (AvaOptions)
- ✓ Fixed spread options available
Cons
- × Spreads are wider than the industry average
- × High inactivity fees ($50 after 3 months)
- × Execution speed is slightly slower than ECN competitors
XTB Pros & Cons
Pros
- ✓ xStation 5 is arguably the best proprietary web platform in the industry
- ✓ 0% commission on real stocks and ETFs (up to €100k/month)
- ✓ Publicly traded company with complete financial transparency
- ✓ Every client gets a dedicated account manager
Cons
- × No MetaTrader 4 or 5 available (xStation only)
- × Forex spreads are slightly wider than raw ECN competitors
- × Crypto trading carries relatively high spreads
The Bottom Line: AvaTrade vs XTB
- ✓ Regulatory Safety
- ✓ Options Trading
- ✓ AvaProtect
- ✓ Fixed Spreads
- ✓ Equally competitive EUR/USD spreads (0.9 pips)
- ✓ xStation Platform
- ✓ Stock Investing
- ✓ European Traders
- ✓ Beginners
- ✓ Equally competitive EUR/USD spreads (0.9 pips)
- ✓ No minimum deposit
Both brokers are featured in our top broker rankings. Your choice should depend on your specific trading style, preferred platform, and geographical location.
Frequently Asked Questions
Which is safer: AvaTrade or XTB?
XTB scores higher in our TrustMetrics system (95/100) compared to AvaTrade (94/100), making it the safer choice.
Who has lower spreads: AvaTrade or XTB?
Both brokers offer extremely competitive pricing, tying with a 0.9 pip average on EUR/USD.
Which has a lower minimum deposit: AvaTrade or XTB?
With a lower minimum deposit requirement of $0, XTB is the more accessible option for new traders.
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